The Manager Portfolio Digital Lending BCB will lead the Business and Commercial Banking portfolio management department focusing on reporting monitoring and managing BCB portfolios while providing credit insights and analytics This role is critical to enhancing digital lending strategies and ensuring risk parameters are met for Standard Bank Uganda Limited a subsidiary of Standard Bank Group Africa leading banking and financial services group
Main Duties and Responsibilities
Collections Strategy Management
Collaborates to set collections plans for the scored loan portfolio to be implemented by Rehabilitation and Recovery teams
Addresses issues aging the loan book and adjusts strategies to stay within specified risk parameters
Credit Digitization and Re-engineering
Provides feedback supports and leads strategic initiatives and tactical solutions across the credit lifecycle to improve procedures processes and systems
Develops new solutions automates custom reports and creates bots for routine tasks
Lending Strategy Scenario Planning and Deployment Support
Assists with rollout of scored lending products proposes lending criteria and provides expert feedback on product papers
Ensures credit governance compliance and conducts go live testing
Originations and Account Management Strategy
Reviews and approves application and behavioral scorecards monitors their use and proposes improvements or new scorecards for Credit Risk Management Committee approval
Performance Metrics
Works with Head of BCB Credit to maintain Credit Loss Ratio Non Performing Loan percentage and impairments within budget while promoting prescored lending adoption
Relationships with Stakeholders
Builds and maintains strong relationships with internal and external stakeholders including management auditors non executives and industry peers
Requirements
Category
Details
Education
First degree in Business Studies Statistics Computing Data Science Economics or Mathematical Sciences from a recognized institution
Experience
7 to 10 years of proven experience in data analytics credit evaluation and portfolio management
Leadership
Experience leading and uniting cross functional teams to develop client focused solutions
Skills
Category
Details
Behavioral Skills
Taking charge of change Using practical methods Making sense of data Leading teams Double checking facts Keeping standards high Giving information
Technical Skills
Managing economic capital Being good with money Knowledge of banking and financial services Accepting risk Identifying risk Planning risk response Thinking about risk and reward
Application Procedure
Interested candidates should apply through the official job portal before the deadline
Visit the official job portal
Prepare and submit your application including a cover letter CV and relevant credentials
Ensure all documents are submitted by September 1 2025