Primary Objective
The primary objective is to assess and grant loans within the specified loan limit by examining the applicants' financial standing credit history and the value of the property that is being used as collateral
Principal Obligations and Responsibilities
- In order to gather information for loan applications and to provide answers to queries regarding the process it is necessary to meet with applicants
- Make contact with potential clients in order to provide them with information and explain the services that are available
- Provide customers with an explanation of certain technical product or service details
- Communicate with existing or prospective clients in order to market products or services they offer
- One way to generate prospects is by utilizing existing commercial customers referral leads or attending sales or trade gatherings
- You should identify potential customers
- In order to attract new customers it is necessary to deliver presentations on our products to both groups and individuals
- You are responsible for delivering promotional presentations to either existing customers or potential customers
- When determining whether or not it is feasible to give loans it is necessary to examine the applicants' financial situation credit risk and collateral
- It is necessary to acquire and gather copies of the loan application documents credit histories business financial statements and other financial information that pertains to the individuals who are applying for loans
- Take a look at the client's credit and loan files and make any necessary updates
- Please compute loan schedules in accordance with the requirements
- Collaborate with clients to ascertain their monetary objectives and to discover means by which they can achieve those objectives
- It is necessary to collect payments when they are due and to remind clients of the dates on which they are due to be paid
- You are responsible for negotiating payment solutions with consumers who have loans that are past due
- Individually preparing and interpreting one's own report
Qualifications Skills and Experience
- At a minimum a Diploma in a field that is relevant is required
- Skills in using computers
- Capabilities superior in numerical and analytical analysis
- A strong ability to interact with others and communicate effectively
- An individual must be at least 23 years old and no older than 30 years old
Application Instructions
Your application a full curriculum vitae and testimonials should be sent to: For Platinum Credit (U) Ltd the Human Resource Manager is responsible for To submit your application please send it to careers@platinumcredit.co.ug by email
Note Regarding Equal Opportunity
In any of its activities or operations PHL does not and shall not discriminate on the basis of race color religion (creed) gender expression age national origin (ancestry) handicap marital status or sexual orientation This includes neither discrimination nor discrimination based on gender expression The recruiting and firing of workers the selection of volunteers and contractors and the supply of services are all tasks that fall under this category However this list is not exhaustive To ensure that all of our employees customers volunteers subcontractors and vendors are treated with respect and dignity we are dedicated to fostering an environment that is welcoming and inclusive